A current platform
No decades-old code underneath. The data model was designed around members, assets, coverage, contributions and claims from the start.
Public entity risk pool software
A system that fits your pool, from a vendor that's straight with you.
Risk Pool Pro is newer than the large platforms. Here is what that means for your pool, the strengths and the gaps, in plain terms.
Our position
New, and open about it.
Risk Pool Pro went live with its first pool, the Michigan County Road Commission Self-Insurance Pool, in April 2026. Being newer comes with real advantages for the pools we work with.
Changes without a release calendar
When a pool needs something changed, we change it. There is no enterprise release cycle and no competing priorities from other industries.
Honest about fit
If Risk Pool Pro isn't right for your pool, we'll tell you before you sign anything. A bad implementation helps no one.
How we stack up
Where we're strong. Where we're still building.
You should know this before a demo, not after a contract.
The daily work of running a pool
- Asset schedules, values and mid-term changes
- Contribution calculations and invoicing
- Claims, reserves and payments
- Certificates, including bulk generation
- Member portal with configurable approvals
- AI reporting, claim summaries and document parsing
Scale and track record
- Larger support teams
- Longer deployment histories
- More clients behind them
If your pool needs a vendor with decades of history and a support department of hundreds, we are not that yet, and we'll say so.
On the roadmap
- Loss control and safety: programs, inspections and risk mitigation for members
- A deeper underwriting workbench
Workers' compensation is not offered today. Pools that also write workers' comp can run their property and casualty programs in Risk Pool Pro alongside their current workers' comp system.
Fit
Set up around how your pool works.
No two pools write the same coverage, rate members the same way or want the same level of control. Risk Pool Pro is configured to your pool, and you see it running your workflows before you commit. Set things up yourself, or have us do it for you. Either way, you are not on your own.
How proof of fit worksYour rates and formulas
Build contribution rates from your own data points, with special cases where a member needs one.
Your coverage setup
Your coverage lines, policies and lookup values, not a fixed list.
Your approval rules
Approve every member change, only those over your thresholds, or none.
Your starting point
Begin with one module and keep your other systems until you're ready.
Done with you, or for you
Configure it yourself, or hand us the work. We set up rates, coverage and approvals for pools that prefer it, and stay on call after go-live.
Change safety
Flexible where it matters. Protected where it counts.
Pools are right to be cautious about flexible software. One misconfigured calculation can spoil a renewal cycle, and one unreviewed change can break historical data. Every point of flexibility in Risk Pool Pro has a guardrail behind it.
Impact previews
See exactly what a change will affect before it is applied.
Full audit trail
Every change is logged with who made it, when, and what changed.
Versioned calculations
Prior-year contributions are kept exactly as they were run. Renewals never overwrite them.
Approval workflows
High-impact changes wait in a review queue until someone with authority signs off.
Your data is yours.
If you ever leave, you get a complete export of everything. No holdbacks and no extraction fees. We would rather earn your renewal than make leaving hard.
Who builds it
You talk to the people who build it.
Risk Pool Pro is built and supported by Lightning Workgroup, a custom software firm founded in 2019 and led by Sean McEvoy, who has been writing production software since 2009. When you have a question or need a change, it is logged and tracked, and it goes to the developers who know the system rather than a general help desk.
After go-live
Support is part of the license.
- Open office hours after go-live. Two one-hour sessions a week for as long as your team needs them. Your staff and your members can drop in with questions, get a walkthrough or set up one-off help.
- Ongoing support included. Questions, training needs and issues, handled by the team.
- Training for your staff and members, in working sessions, webinars or one on one.
- New features as they ship, and you hear about them first.
“If it's not the right fit, we'll tell you that.”
See how it would work for your pool.
We'll walk you through Risk Pool Pro, answer your questions, and tell you plainly whether it fits.
Request a demo